General disclaimer
While you visit SBA.gov, we will not collect any personal information about you other than what you provide. We will only use your information for its intended purpose, such as responding to your request for information. We remind you that if you visit a link outside of SBA.gov, you are subject to the privacy policies of that site.
Introduction and Overview
At T Capital Funding llc. (“T Capital Funding llc,” “we,” “our,” “us”), our mission is to provide you with clarity for all of your life’s financial decisions. We do so by empowering you with financial information and guidance you can trust and by providing you with tools to help you make the best decisions for your financial needs.
When you use our websites and applications and input your Personal Information, we have an obligation to provide you with clarity regarding how your data is accessed and used by T Capital Funding llc, its affiliates, vendors, partners and other third-party entities.
To that end, this Privacy Policy describes the information we collect about you, how we collect it, how we use your information, whom we disclose your information to, and the steps we take to protect your information.
What This Privacy Policy Covers
This Privacy Policy describes our privacy practices related to your access and use of T Capital Funding llc Services and the T Capital Funding llc Platform.
T Capital Funding llc Services. When we say “T Capital Funding llc Services” or “Services,” this means the products and services that are made available and directly provided by T Capital Funding llc, Inc. or its subsidiaries and affiliates, through our websites. This includes, for example, our lending, credit, financial planning, and other services.
T Capital Funding llc Platform. When we say “T Capital Funding llc Platform” or “Platform,” this means the products and services that are made available by our unaffiliated third-party partners under a co-branded arrangement where we share your information and/or receive your information from these partners with your consent. This includes, for example, when you sign up for the NerdUp credit card, tax preparation services, investing services, vehicle selling services, and certain T Capital Funding llc+ Program services. When we share your information with our unaffiliated third-party partners, their privacy policy may apply.
Please note T Capital Funding llc is a financial institution and most of our data collection, use, and sharing practices are governed by the federal Gramm-Leach-Bliley Act. By using and accessing the T Capital Funding llc Platform and Services, you are consenting to receive notices about your financial privacy electronically.
Information We Collect
When we say “Personal Information,” we use this as a general term to mean information that can be any information about an individual from which that person can be reasonably identified.
Information we collect directly from you
We may collect Personal Information directly from you when you use the NerdWallet Platform and Services — for example, when you register to become a member, request to prequalify for a third-party credit card or loan product, request your TransUnion credit report and/or score, link your third-party financial accounts, or fill out calculators, forms or other fields.- Contact and registration information. Information you provide when you sign up to become a member, activate a subscription or upload information into the NerdWallet Platform or Service including your name, title and honorifics, email address, mailing address, phone number, date of birth, username and password.
- Identity information. Information to verify your identity including your name, date of birth, social security number, driver’s license number or other government issued identification, or similar information.
- Financial information. Financial information, such as bank account information, investments, income, financial goals, investing risk tolerance or other similar types of information about your job or business.
- Demographic information. Information including your age, gender, or other similar demographic information when such information is relevant to a particular financial product or service you have requested (for example, when requesting auto insurance rates or using retirement planning calculators).
- User-generated content information. When you communicate with us, either by email, phone, or other means of communication, we also may collect the content of these communications, including but not limited to recordings of phone calls where permitted by law.
- Inferences about customer preferences and characteristics. We may infer from information provided by you, information collected directly from your browser or device, or from information obtained from third-party marketing database partners.